It is common to face challenges and periods of stress when running or working in a small business.

When you work alone or in small teams, some challenges are harder to manage. They include:

  • not always having someone to speak to about concerns you have
  • working long hours
  • taking calls or answering emails after hours
  • financial concerns
  • managing the administration of your business
  • feeling responsible for family and employees.

It's important for you, your employees and your business that you access support when you need it.

Wellbeing, financial and business support

Running a small business is an exciting and enjoyable experience, but it also comes with a unique set of challenges and responsibilities.

It is common for people to feel stress or concern about their business. Many people may not have someone to share their concerns with or would prefer not to discuss these issues with family members or friends.

There are a range of wellbeing, financial counselling and business advisory supports available providing free and confidential services. You can speak with trained professionals who understand your business and the unique pressures you face.

1. Wellbeing support

Partners in Wellbeing Helpline

Free wellbeing coaching sessions for all Victorians aged 16 or over. To schedule an appointment, call 1300 375 330.

Beyond Blue - NewAccess for Small Business Owners program

Free, confidential tailored mental health coaching program that can teach small business owners skills, strategies, and techniques to solve problems, manage challenges and get back on track.

Tel: 1300 945 301

Workplace Wellbeing

Resources and information to help sole traders, small businesses and employees manage stress and mental health and build positive workplace wellbeing.

2. Financial counselling

Financial challenges can significantly impact your mental health, causing stress, anxiety and depression. Similarly, mental health challenges can make it harder to manage your money. It’s a cycle that can be hard to break without support.

Financial counselling is a free, confidential, and non-judgemental service for anyone facing financial stress or hardship. Qualified financial counsellors offer information, advice, and support to help you understand your options and make informed decisions. They work with you one-on-one to explore solutions based on your unique situation.

Small Business Debt Helpline

Free, confidential financial advice for small business owners from experts specialising in finance, debt management, negotiation, and counselling services. Call for immediate assistance and ongoing support.

Website: sbdh.org.au

National Debt Helpline

Non-profit debt help service offers free, unbiased, and confidential counselling by professional financial counsellors. Use their interactive map to find a financial counsellor in your area.

Rural Financial Counselling Service

Free, independent financial counselling to assist farmers, fishing enterprises, forestry growers, and small rural-related businesses.

3. Business advisory

Digital Solutions – Small Business Advisory Service

Australian Government funded initiative

The Digital Solutions program works with you to adopt digital tools to save you time and money, and to help grow your business.

Business Victoria

Skill up for success

Gain essential business skills through workshops, webinars, online courses, and adviser consultations.

Access digital tools and guides

Use practical tools, templates, and interactive guides to optimise cashflow, marketing, business planning and more.

Subscribe for Business Victoria Updates

Receive fortnightly email updates with the latest business news, events, and resources.

Other resources