Bushfire recovery for business
Support, services and information for businesses affected by and recovering from Victorian bushfires can vary based on the specific nature and location of the event.
This page will be regularly updated with new information as it becomes available.
Business and industry support
The following organisations can help support your business with recovery after a bushfire, flood, storm or drought.
Small Business Mentoring Service
Small Business Mentoring Service (SBMS) is an incorporated not-for-profit association that provides mentoring and business recovery advice to small business.
To book a session call 1300 816 817 or visit the SBMS website.
Agriculture Victoria
Agriculture Victoria has information on bushfire preparation and recovery including a free fire toolkit and a list of emergency contacts.
Learn more on the Bushfires section of the Agriculture Victoria website.
Regional Development Victoria
Regional Development Victoria (RDV) offices located across regional Victoria are a local contact point for businesses wanting to access the programs and services provided by RDV. RDV offices can also provide information about other government services, grants and contacts that may assist regional businesses and organisations.
Visit the RDV website.
Victorian Small Business Commission
The Victorian Small Business Commission (VSBC) is available to help with any issues that may arise with business contracts including retail leases.
The VSBC can help small business owners resolve disputes quickly and at no cost. Examples of support include providing early help or arranging mediation where there is a dispute over a retail lease or where a business may not have been paid for the goods and services they supplied.
Phone: 1800 878 964
Email: enquiries@vsbc.vic.gov.au
Visit the VSBC website
Insurance claims and disputes
Step 1: Contact your insurance company as soon as possible about how to make a claim.
Step 2: Contact the Insurance Council of Australia (phone 1800 734 621) if you have questions about your policy or don't know who your insurer is.
Step 3: Speak to your insurer before you attempt or authorise any building work, including emergency repairs. Request the insurer’s permission in writing, as unauthorised work may not be covered by your policy.
Step 4: Before you start your clean-up take photos or videos of damage to your property and contents / possessions to support your claim.
During disasters, the Insurance Council of Australia (ICA) disaster hotline may be activated to assist policyholders if they are uncertain of their insurance details or have general inquiries about the claims process. (Please note: this is not a claims lodgement service). For information during disasters, check the ICA media releases.
Articles with practical information on what to do during and after a disaster can be found on the Insurance Council of Australia website.
Financial support
The following organisations have support available for financial hardships after a fire. Major banks and some small banks also provide assistance.
- Australian Securities and Investment Commission Fee Relief
- Australian Taxation Office – natural disaster support including deferrals for lodgements and in payments due to businesses in affected postcodes
- Australian Taxation Office – Repairing and rebuilding business premises
- Centrelink/Department of Human Services crisis and special help assistance
- Financial Crisis Support – links to immediate assistance for individuals including accommodation, food and clothing and a Personal Hardship Assistance Program
- Rural Financial Counselling Service - provides free financial counselling to farmers and small businesses who are in, or at risk of, financial hardship – Call 1300 771 741.
Mental health support
Bushfire can have an impact on the mental health and wellbeing of you and your staff.
For immediate support, the Partners in Wellbeing helpline (1300 375 330) offers eligible small businesses free and confidential assistance to business owners. Trained financial counsellors, business advisers, and wellbeing coaches are ready to provide one-on-one assistance today.
Additionally, you can explore a wide range of tools, resources, and information on our Workplace Wellbeing Hub.
Better Health has valuable information to help you understand the emotional harm that may be caused by surviving a traumatic event.
Other resources
- CPA Australia's Disaster recovery toolkit
- Fair Work Ombudsman's Employment conditions during natural disasters and emergencies
- Moneysmart's What to do after a natural disaster
- Disaster Legal Help Victoria